Get paid to shop online!!

Where are my online shoppers?  I love shopping online, waiting for my package to arrive, and being excited to finally hold it in my hands.  I do a lot of online shopping but even more during the Holiday season. If you’re anything like me, and as busy as I am, then lets get ready to rumble as we approach our favorite time of the year and tons of boxes at our doors. Continue reading

Dos and Don’ts (March Edition)

Well, well, well!

Your favorite blogger is back with your favorite segment of IToja which is the monthly edition of Dos and Don’ts!!! If you need to catch up the previous issues, please catch the 411 HERE for January and HERE for February!

All aboard? Lets go!

Shana:  Don’t pay full price for anything.  There are coupons for everything.  Let Google be your friend. If for whatever reason, the item you want is no longer available then you didn’t need it anyway.  Toya has some pretty good discounts at places she can hook you up with.

Toya:  My motto is, “Ball on a budget” I rarely pay full price for anything.  And if I do, then it’s something that is a must and there is no other way to get it.  I do believe in splurging every now and then but not all the time.  I love shopping online too, and usually you can find some good deals online.  I do a lot of shopping through Ebates, they literally pay you to shop.  You can click HERE to get started.

Also, RetailMeNot is a great app to use if you’re out and about and looking for last minute coupons.

S:  We all get mad, some easier than others, but count to 10 or whatever it is that you do to calm down, before you say something you may later regret.  I have zero filter sometimes so this helps me A LOT!! I seriously live by this, “every action does not deserve a reaction.”

T:  Don’t be tap dancing on my nerves! — I would say, check your delivery.  Because my reaction may be necessary but the delivery of my reaction may not be necessary.  My goal this year is to check my delivery.

S:  I think a really good investment besides a home and a car, is bedding!  You need to sleep to be able to function.  So good bedding is a must!  Sheets, blankets, definitely pillows and mattresses.

T:  Yaaaassss.  I’m trying to hold out until Spring to redo my room, my bedding, and to get new pillows but it’s taking so long to get here!  I just wish King size sheets and pillows weren’t so expensive.  Geez.

S:  This a hard one, but you really should have some sort of savings even if you’re only putting $5 a week in there.  You never know what’s going to happen.  You may need new tires, a furnace, or what if you lose your job?  A little cushion could come in handy.

T:  This is great advice.  Really great if you can get into the habit of saving at an early age.  I would also suggest that you have some type of savings deposited into a separate account before you even get your check.  It makes it easier.  It’s already taken care of and you will not have to make extra trips to the bank or end up spending it.

S:  Have relationships with people and not just your significant other.  I’m talking about your friends; take the time to get to know them.  The deep down them.  Their likes, dislikes, pet peeves, favorite color.  Make them feel appreciated.

T:  Friends are valuable.  It is important to be a great friend because one day you may need the favor returned.  I’m happy to say that I know just about everything about my closest friends.  Perhaps, too much!  Check out my post on friends HERE!

S:  This kind of goes along with the last one, but I recently had a friend lose their companion of many years.  Tomorrow is never promised so say, “I Love You” every chance you get and mean it.

T:  The older we get, the faster time goes, and the more deaths we come across.  From the very young to the very old.  At one point, all I was hearing was another person has died.  My family says “I Love You” all the time.  You just never know when the last time will be the last time.

S:  You know how when you were younger your parents would take food to a love ones house who had death in their family?  Well now that we are older we need to continue that “tradition” people really appreciate it probably much more than flowers.

T:  Definitely a “tradition” that is a must.  Letting a person know you’re thinking about them during a sad time is great.  Plus, no one wants to cook when going through the hardships of death.  People are steadily going in and out of there home to show their condolences.  Who wants to cook during this time?  Having that food already their and ready to eat is a blessing.

I would even like to challenge my readers to take this a step further.  To go back to being a good friend, when a friend is sick or just having a rough time stop by to visit them.  Take them a few snacks or some soup or their favorite things.  A little goes a long way.

S:  Everyone should have a hobby.  I use to think mine was shopping but as I’ve gotten older I think it is more decorating and crafts.  I also really enjoy blogging on IToja once a month, so I would consider writing and reading as another hobby.  Sometimes you just have to take a mental break and let your mind wander, with your hobby it’s easy to do that.

T:  Aww–so happy you’re enjoying our adventure together.

I think hobbies are great.  Overtime, my hobbies always seem to change but I think that has a lot to do with my personality.

S:  So, I recently went to a spa party and it was great!  I think you should pamper yourself even if it’s just buying a foot scrub, new lotion, or a face mask.  I try to do one of these at least once a week to help me unwind a little.

T:  I’m a total believer in taking care of yourself.  I love being pampered too.  So yes, everyone take time out to pamper yourself.  Put this on your to-do list, for sure!

S:  Everyone has an opinion, you know the saying.  So don’t get mad at someone just because theirs is different from yours.  Everyone is different.  It’s what makes the world go round.

T:  In today’s world its hard to let others have their own opinion but I think we need to always remember this.

S:  If you straighten your house a little everyday, say one room a day, then you won’t have to spend a whole day doing it all at one time.  This may just work for me though because I am so OCD.

T:  I wish I could do this everyday.  Now, I’ll just text my daughter and say, “Make sure you have your chores done.”  See–having a teenager isn’t all bad!

S:  Learn how to change a tire, this super important.  Your dad or man may not always be readily available to do this for you.

T:  Do you boo!  But, uh, I’m not changing a tire.  I do know how to check (not change) the oil though.  That has to count for something!

S:  I know cash is like a thing of the past, but it really is smart to keep a little bit with you at all times.  I usually try to keep $20 on me, you never know when you may need it.

T:  This sounds like my grandmother.  She say’s this all the time.  So yes, lets all try to keep a little cash on us–for the unexpected, right?

S:  Never expect too much from anyone. So that in the event that they do happen to let you down it doesn’t hurt as bad.  Because like I’ve said before not everyone has the same intentions as you.

T:  I’m stuck in between Do and Don’t on this one.  While I agree with the above statement I also feel like if I can’t depend on you, or expect for you to come through for me, then I don’t really need you.  I think it mostly depend on the person and the situation and the relationship that you have with someone.

S:  You should never have to prove a relationship or yourself to anyone.  If it’s real it’s real!

T:  Agreed.  Don’t worry about what others think.  Haters will always hate!!!!!! #IToja

As always, we would love to hear what you think.  Do you have a hobby? What about a spa ritual?  Have you implemented a savings plan?  We would love to hear your stories.

Leave your comments below and don’t forgot to hit the FOLLOW button so that you’re always up to speed on our Dos and Don’ts!!


Shana lives in VA with her husband and daughter.


Did you say FREE?

Howdy folks!

I hope your New Year has gotten off to a great start.  As we begin fresh for the year, I want to begin with putting ourselves in a position to save money, and we can do this by utilizing reward offers that many companies offer.  I’m always amazed at how many people who don’t know about all the FREE items that we have at the tip of our fingers.  Literally, all we have to do is download an app in most cases.  Continue reading